Premiums

Premium Information

All premiums shown below are monthly deduction amounts.  Thomas County Schools contributes $1,580 per employee per month (Classified) and $1,760 per employee per month (Certified) towards your medical coverage.  Note: The employee premiums are the same for each classification regardless of the employer contribution. In addition, the district fully covers the dental premium for employees enrolled in the Standard Plan with employee-only coverage.

Important Notes

  • Voluntary life premiums for employee and spouse coverage are sample premiums. 
  • Disability premiums are sample premiums.  Your actual monthly deduction is based on plan election, salary, and age. 

 

Your actual premiums can be found on the enrollment portal or by calling the Benefits Service Center.

Health Insurance - Medical Premiums

Anthem HRA Gold

  • Employee: $194.67
  • Employee + Spouse: $482.76
  • Employee + Child(ren): $355.26
  • Family: $643.35

Anthem HRA Silver

  • Employee: $131.17
  • Employee + Spouse: $349.41
  • Employee + Child(ren): $247.31
  • Family: $465.55

Anthem HRA Bronze

  • Employee: $82.67
  • Employee + Spouse: $247.56
  • Employee + Child(ren): $164.86
  • Family: $329.75

Anthem HMO

  • Employee: $157.53
  • Employee + Spouse: $404.77
  • Employee + Child(ren): $292.12
  • Family: $539.36

UHC HMO

  • Employee: $196.58
  • Employee + Spouse: $486.77
  • Employee + Child(ren): $358.50
  • Family: $648.69

UHC HDHP

  • Employee: $72.69
  • Employee + Spouse: $226.60
  • Employee + Child(ren): $147.89
  • Family: $301.80

TRICARE

  • Employee: $60.50
  • Employee + Spouse or Child(ren): $119.50
  • Family: $160.50

Dental Insurance

Dental - Standard Plan

  • Employee: $0.00 - district paid
  • Employee + One: $25.00
  • Family: $51.00

Dental - Premium Plan

  • Employee: $17.00
  • Employee + One: $57.00
  • Family: $103.00

Vision Insurance

Vision

  • Employee: $6.26
  • Employee + One: $11.89
  • Family: $17.47

Term Life with AD&D

Term Life - Employee with AD&D

  • $10,000 Benefit
    Age - 25: $0.66
    Age - 35: $1.02
    Age - 45: $1.84
    Age - 55: $4.34
    Age - 65: $5.34
  • $50,000 Benefit
    Age - 25: $3.30
    Age - 35: $5.10
    Age - 45: $9.20
    Age - 55: $21.70
    Age - 65: $26.70
  • $100,000 Benefit
    Age - 25: $6.60
    Age - 35: $10.20
    Age - 45: $18.40
    Age - 55: $43.40
    Age - 65: $53.40
  • $150,000 Benefit
    Age - 25: $9.90
    Age - 35: $15.30
    Age - 45: $27.60
    Age - 55: $65.10
    Age - 65: $80.10
  • $250,000 Benefit
    Age - 25: $16.50
    Age - 35: $25.50
    Age - 45: $46.00
    Age - 55: $108.50
    Age - 65: $133.50
  • $350,000 Benefit
    Age - 25: $23.10
    Age - 35: $35.70
    Age - 45: $64.40
    Age - 55: $151.90
    Age - 65: $186.90

Term Life - Spouse with AD&D

  • $10,000 Benefit
    Age - 25: $1.32
    Age - 35: $1.87
    Age - 45: $3.06
    Age - 55: $4.66
    Age - 65: $13.06
  • $50,000 Benefit
    Age - 25: $6.60
    Age - 35: $9.35
    Age - 45: $15.30
    Age - 55: $23.30
    Age - 65: $65.30
  • $100,000 Benefit
    Age - 25: $13.20
    Age - 35: $18.70
    Age - 45: $30.60
    Age - 55: $46.60
    Age - 65: $130.60
  • $150,000 Benefit
    Age - 25: $19.80
    Age - 35: $28.05
    Age - 45: $45.90
    Age - 55: $69.90
    Age - 65: $195.90
  • $250,000 Benefit
    Age - 25: $33.00
    Age - 35: $46.75
    Age - 45: $76.50
    Age - 55: $116.50
    Age - 65: $326.50
  • $350,000 Benefit
    Age - 25: $46.20
    Age - 35: $65.45
    Age - 45: $107.10
    Age - 55: $163.10
    Age - 65: $457.10

Term Life - Child with AD&D (Age 0-26)

  • $20,000: $5.00

Permanent Life with Long Term Care

Permanent Life with Long Term Care - Age 40 Non-Tobacco Example

  • Permanent Life with LTC
    Approximate Monthly Premium: $46.00
    Death Benefit at Age 45: $50,000
    Death Benefit at Age 70: $50,000
    Long Term Care Benefit: $1,000 per month for up to 25 months
    Paid-up value at Year 11: $3,657

Short Term Disability

Short Term Disability - 60% (Premium Examples)

  • $20,000 Salary | Week Benefit $230:
    Age 25 - $9.23
    Age 35 - $8.31
    Age 45 - $9.00
    Age 55 - $12.00
    Age 65 - $15.00
  • $40,000 Salary | Week Benefit $461:
    Age 25 - $18.46
    Age 35 - $16.62
    Age 45 - $18.00
    Age 55 - $24.00
    Age 65 - $30.00
  • $60,000 Salary | Week Benefit $692:
    Age 25 - $27.69
    Age 35 - $24.92
    Age 45 - $27.00
    Age 55 - $36.00
    Age 65 - $45.00

Long Term Disability

Long Term Disability

  • $20,000 Salary | Monthly Benefit $1,000:
    Age 25 - $1.22
    Age 35 - $3.85
    Age 45 - $8.37
    Age 55 - $13.77
    Age 65 - $17.35
  • $40,000 Salary | Monthly Benefit $2,000:
    Age 25 - $2.43
    Age 35 - $7.70
    Age 45 - $16.73
    Age 55 - $27.53
    Age 65 - $34.70
  • $60,000 Salary | Monthly Benefit $3,000:
    Age 25 - $3.65
    Age 35 - $11.55
    Age 45 - $25.10
    Age 55 - $41.30
    Age 65 - $52.05

Critical Illness

Critical Illness - Employee (Premium Examples)

  • $10,000 Coverage
    Age 25: $4.52
    Age 35: $7.42
    Age 45: $12.52
    Age 55: $21.12
    Age 65: $42.72
  • $20,000 Coverage
    Age 25: $9.04
    Age 35: $14.84
    Age 45: $25.04
    Age 55: $42.24
    Age 65: $85.44
  • $30,000 Coverage
    Age 25: $13.56
    Age 35: $22.26
    Age 45: $37.56
    Age 55: $63.36
    Age 65: $128.16

Critical Illness - Spouse (Premium Examples)

  • $10,000 Coverage
    Age 25: $4.52
    Age 35: $7.42
    Age 45: $12.52
    Age 55: $21.12
    Age 65: $42.72
  • $20,000 Coverage
    Age 25: $9.04
    Age 35: $14.84
    Age 45: $25.04
    Age 55: $42.24
    Age 65: $85.44
  • $30,000 Coverage
    Age 25: $13.56
    Age 35: $22.26
    Age 45: $37.56
    Age 55: $63.36
    Age 65: $128.16

Accident

Accident

  • Employee: $14.66
  • Employee + Spouse: $23.71
  • Employee + Child(ren): $27.37
  • Family: $36.42

Hospital Indemnity

Hospital Indemnity

  • Employee: $19.18
  • Employee + Spouse: $36.18
  • Employee + Child(ren): $37.59
  • Family: $54.59

Non-Medical Enrollment and Questions:
(866) 606-6865

Medical Enrollment and Questions:
(800) 610-1863

General Questions: help@tcjacketsbenefits.net

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